A financial plan is about setting financial goals, identifying obstacles, and creating checkpoints to address necessary changes along the way. It’s a process to help you make smarter choices with your money.
At Shoreline we use a defined process we call Standard of Care. Our process is designed to show you the relationship between your money and the decisions you make. The financial planning process can be condensed into three simple steps: Discover, Design, and Deliver. These steps allow you to gain awareness and clarity in decision making.
"You must navigate by the stars not the lights of each passing ship."
--General Omar Bradley
The formula is designed to help you use the assets you have in a more efficient manner. With this process we utilize advanced software to illustrate “what if” scenarios and to instantly see the results of various decisions you can make.
With a plan in hand we then help identify specific decisions that can improve your outcome. This financial planning process is particularly valuable to use on an ongoing basis for retirement income planning purposes.
What's the most important piece in building out a puzzle?
Most people when asked this question will reply "the edge pieces" or "the corner pieces".
It's the Picture on the Box
We help develop that picture so you can organize and prioritize the pieces.
We inherently want to dive into solving problems before we even know where we are headed. Ready, Fire, Aim approaches can be very efficient but are rarely effective when dealing with complex matters.
Financial Planning allows us to step back and assess the complete picture so as to more effectively prioritize a strategy that addresses what's most important to you.